Why travel insurance is a must-have

After investing in your holiday, spending another small amount on travel insurance can save you from potentially huge expenses. Serious illnesses or emergencies abroad can cost a fortune.

Even if you're healthy now, unexpected events like a heart attack or a skiing accident can lead to costly hospital stays and emergency evacuations.

What the Scheme funds

AMS covers some overseas medical costs, but there are limitations. You will need to pay upfront and claim later.

Payment is capped at the SRR based on the cost for services in South Africa. This might leave you with a significant shortfall. Travel insurance can help cover upfront costs and provide additional support.

Activation and pre-existing conditions

Remember to activate your travel insurance when purchasing your ticket with a credit card, as some policies require activation before departure. If you have any pre-existing conditions, remember to specifically include them, as the standard travel policies usually don't.

Published December 2024