What happens to my dependant's membership when I die?

As much as we don't like talking about this topic, this is one of the most frequently asked questions we receive from our pensioner members. Luckily, the answer to this question is a reassuring one. If you, the main member die, your spouse, or oldest child - if they have been orphaned - can take over your status as main member of the Scheme. The Scheme would contact the relevant dependant and inform them that they are eligible for continuation of membership.

The membership will in fact be automatically transferred unless the eligible dependants instruct the Scheme otherwise in writing. As one should update their will and living will from time to time, you should also speak to your dependants about the continuation of your members for their peace of mind.

Published: May 2022.